Your possessions
Estimate what it would cost to replace furniture, clothing, electronics and other belongings after a covered loss.
PERSONAL INSURANCE
Renters Insurance in Massachusetts
Whether you rent an apartment, a single-family home or a room, your landlord's insurance is not a substitute for protection for your belongings. Cushman helps renters review practical coverage options for their own household.
What to review
Personal liability
Discuss protection for covered claims involving injuries to others or damage to their property.
Temporary living costs
Review additional living expense coverage if a covered loss makes your rental uninhabitable, including applicable limits.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Lease requirements
- A rough inventory of your belongings
- Roommates, pets and your move-in date
Renters Insurance: common questions
Does my landlord insure my belongings?
A landlord's building policy generally does not insure your personal possessions. Your renters policy addresses your own covered property and liability.
Are roommates automatically covered?
Do not assume so. Insured-person definitions and household arrangements vary. Tell your agent who lives with you before choosing coverage.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.