Employee protection
Review coverage addressing eligible work-related injuries or illnesses under applicable policy and legal provisions.
BUSINESS INSURANCE
Workers’ Compensation Insurance in Massachusetts
Supporting your team starts with understanding work-related injury exposures. Cushman helps Massachusetts employers review workers' compensation coverage, payroll information and the classifications that reflect the work employees perform.
What to review
Accurate information
Discuss job duties, payroll and subcontractors so your application reflects your business.
Ongoing service
Prepare for policy audits and understand the claim reporting steps before an injury occurs.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Payroll by job duty
- Employee and subcontractor information
- Prior policies and available loss records
Workers’ Compensation Insurance: common questions
Why do job duties matter?
Different work can involve different exposures and classifications. Provide accurate descriptions, including changes in duties, so your agent can review the policy.
Why might the final premium change?
Policies may be audited against actual payroll and other information. Keep records organized and discuss discrepancies with your agent.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.