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PERSONAL INSURANCE

Boat & Personal Watercraft Insurance in Massachusetts

Time on Massachusetts waters should come with a thoughtful coverage review. Cushman helps boat and personal watercraft owners discuss their vessel, where they navigate and the protection they want for guests and equipment.

What to review

Your vessel

Review hull, motor, equipment and trailer coverage, along with agreed value or other valuation options where available.

Liability on the water

Discuss injuries to others, property damage and how your boating activities affect coverage.

Useful options

Ask about towing, assistance, wreck removal and fuel spill protection, subject to policy terms.

Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.

A USEFUL STARTING POINT

What to bring to the conversation

Boat & Personal Watercraft Insurance: common questions

Does my home policy adequately insure my boat?

Home policies may have limited watercraft protection. Review your particular boat and how you use it before relying on that coverage.

Should I mention where I keep or use the boat?

Yes. Navigation limits, mooring, storage and use can affect coverage and eligibility. Tell your agent about changes.

Independent advice, close to home.

Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.

Find our teams in Brockton, Halifax, Lakeville, Norton, Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.

LOCAL PEOPLE. PERSONAL GUIDANCE.

Let’s review it together.

Talk with our team about your priorities, your current coverage and what is changing.

Find your local team

LET’S START WITH YOU

What would you like to protect?

Choose a coverage area. We’ll help you take the next step with our team.

New customer? Start your intake form

COVERAGE, EXPLAINED

Available coverage, exclusions and limits vary by policy and insurer. Our team can help you review your options.