The building
Discuss reconstruction cost, other structures and the effect of renovations. A home's market value is not the same as its rebuilding cost.
PERSONAL INSURANCE
Home Insurance in Massachusetts
Your house, belongings and responsibilities all deserve attention. Cushman helps homeowners in Southeastern Massachusetts review coverage for their property, from an older home with recent updates to a new purchase.
What to review
Your belongings
Review personal property limits, valuation and special limits for jewelry or other valuable items.
Your responsibilities
Consider personal liability, additional living expenses and options such as water backup or service line coverage where available.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Year built and roof condition
- Heating, plumbing and electrical updates
- Renovations, home businesses and rental use
Home Insurance: common questions
Does home insurance include flood protection?
Standard homeowners insurance generally excludes flood damage. Ask about a separate flood policy and how it differs from water backup coverage.
When should I review my home policy?
Contact your agent before renovations, a change in occupancy or a major purchase. These changes can affect eligibility, values and coverage needs.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.