Building protection
Discuss the property, elevation information and coverage for eligible building components.
PERSONAL INSURANCE
Flood Insurance in Massachusetts
Flood protection deserves its own conversation, whether you live near the coast, a river or farther inland. Our team helps Massachusetts property owners explore separate flood insurance instead of assuming their home policy covers every kind of water damage.
What to review
Contents coverage
Review protection for belongings and the limitations that may apply to basements and lower levels.
Policy choices
Ask about available flood programs, deductibles, effective dates and waiting periods before a storm is on the forecast.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Property address and occupancy
- Existing flood policy or lender requirements
- Building details and any elevation certificate
Flood Insurance: common questions
Is water backup the same as flood insurance?
No. Flood and sewer or sump backup coverage address different causes of loss. The source and circumstances of water damage matter.
Can I wait until a storm approaches to buy coverage?
Waiting periods and eligibility restrictions can apply. Start the conversation early and confirm the effective date with your agent.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.