Buildings and contents
Review construction, occupancy, property values and what your lease requires you to insure.
BUSINESS INSURANCE
Commercial Property Insurance in Massachusetts
Your building, equipment and inventory keep your business moving. Cushman helps you review commercial property insurance based on the property you own or lease and the financial impact of a covered loss.
What to review
Valuation and conditions
Discuss replacement cost, deductibles, coinsurance and the causes of loss the policy addresses.
Income protection
Review business income and extra expense options, including restoration periods and coverage limitations.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Property schedule and values
- Lease terms and construction details
- Revenue and business continuity priorities
Commercial Property Insurance: common questions
Does property insurance automatically cover lost income?
Review business income coverage separately. Its terms, limits and coverage trigger need to fit your operations.
Are flood and equipment breakdown included?
Do not assume so. These exposures may need separate coverage or endorsements. Ask your agent about the available options.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.