Property coverage
Review buildings, inventory, furniture and equipment, including values and deductibles.
BUSINESS INSURANCE
Business Owners Policy (BOP) in Massachusetts
An eligible business may combine several core protections in a business owners policy. Cushman helps Massachusetts business owners understand the package, identify gaps and compare options based on their actual operations.
What to review
General liability
Discuss protection for covered third-party injury and property damage claims arising from your operations.
Business income
Review available income and extra expense protection following a covered property loss and any time limits.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Business operations and locations
- Property values and revenue
- Contracts and existing policies
Business Owners Policy (BOP): common questions
Does a BOP cover every business risk?
No. Commercial auto, workers' compensation, professional liability and other exposures may need separate policies or endorsements.
Does every business qualify for a BOP?
Eligibility depends on the insurer, operations, size and other factors. Your agent can explore a package or separate coverage as appropriate.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.