Leadership exposures
Discuss allegations involving decisions made in an insured management role.
BUSINESS INSURANCE
Directors & Officers Insurance in Massachusetts
Leadership decisions can create claims against an organization and its directors or officers. Cushman helps private businesses and nonprofits explore management liability coverage based on their structure and responsibilities.
What to review
Organization structure
Review the entity, leadership team, ownership and who needs to be insured.
Policy provisions
Compare insured-person definitions, defense arrangements, limits and exclusions.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Organization and leadership details
- Financial information and operations
- Existing management liability policies
Directors & Officers Insurance: common questions
Is D&O only for public companies?
No. Private organizations and nonprofits can have leadership-related exposures. Availability and policy design depend on the organization.
Does D&O replace employment practices coverage?
Not necessarily. Employment practices exposures need a separate review, even when coverages are offered in a management liability package.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.