Employment allegations
Review available protection for covered claims such as discrimination, harassment or wrongful termination.
BUSINESS INSURANCE
Employment Practices Liability Insurance in Massachusetts
Hiring, managing and separating from employees can lead to employment-related allegations. Cushman helps businesses explore EPLI and understand the insured claims, defense provisions and exclusions in a proposed policy.
What to review
Policy response
Discuss who is insured, reporting terms, defense arrangements and whether third-party protection is available.
Workplace practices
Review your workforce, HR procedures and incident history as part of the insurance application.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Workforce and hiring information
- HR policies and complaint procedures
- Prior coverage and claim history
Employment Practices Liability Insurance: common questions
Will good HR policies eliminate the need for EPLI?
Good procedures are valuable, but they do not prevent every allegation. Insurance and workplace practices serve different purposes.
Is every employment dispute covered?
No. Definitions, exclusions, reporting requirements and limits vary. Review the policy rather than assuming every dispute is insured.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.