Inside your unit
Discuss fixtures, improvements and building items you are responsible for under the condominium documents.
PERSONAL INSURANCE
Condominium Insurance in Massachusetts
Your condo policy and your association's master insurance need to work together. Our team helps Massachusetts condo owners review where the association's responsibilities end and their own coverage should begin.
What to review
Personal protection
Review belongings, additional living expenses and personal liability based on your household.
Association exposures
Ask about loss assessment coverage and master policy deductibles, including limits and exclusions that may apply.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Master policy and association documents
- Unit improvements and contents values
- Association deductibles and any rental activity
Condominium Insurance: common questions
Why does my agent need the master policy?
The master policy and condominium documents help identify the building items and deductibles your unit policy needs to address.
Does loss assessment cover every association charge?
No. Coverage depends on the reason for the assessment and the policy's limits and exclusions. Review the circumstances with your agent.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.