Your structure
Review the building's construction, age and coverage options for damage caused by a covered earthquake.
PERSONAL INSURANCE
Earthquake Insurance in Massachusetts
Earthquake damage is generally excluded from standard homeowners coverage. If you want to explore this exposure in Massachusetts, Cushman can help you understand separate coverage or endorsement options and the deductible involved.
What to review
Your contents
Discuss whether belongings are included and how valuation and coverage limits apply.
Deductibles
Understand any percentage deductible and how it would affect your share of a loss.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Property construction and year built
- Home insurance declarations
- Building and contents values
Earthquake Insurance: common questions
Is earthquake coverage included in my homeowners policy?
It generally is not included in standard homeowners coverage. Check your policy and ask about available options.
Why should I review the deductible carefully?
Some earthquake deductibles are a percentage of an insured value. Ask your agent to explain the dollar amount that could apply.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, South Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.