Rental buildings
Review insured structures, building values and any landlord-owned property.
BUSINESS INSURANCE
Landlord Property Insurance in Massachusetts
A rental property needs a review that reflects its tenants and occupancy, rather than treating it as your own residence. Cushman helps landlords discuss the building, liability exposures and rental income protection.
What to review
Premises liability
Discuss covered injury or property damage allegations involving your rental operations.
Rental income
Explore protection for eligible lost rental income after a covered property loss, including limits and conditions.
Coverage descriptions are general. Availability, eligibility, limits, deductibles and exclusions vary by insurer and policy. Coverage is not bound, changed or cancelled until confirmed by our office.
A USEFUL STARTING POINT
What to bring to the conversation
- Property locations and number of units
- Lease terms and occupancy
- Building values, updates and rental income
Landlord Property Insurance: common questions
Will my homeowners policy cover a rental property?
Do not assume so. Rental use can change coverage and eligibility. Tell your agent about the property and how it is occupied.
Does landlord insurance cover tenants' belongings?
It generally does not substitute for tenants' renters insurance. Review responsibilities in the lease and encourage tenants to consider their own protection.
Independent advice, close to home.
Cushman Insurance Group has served local families and businesses since 1922. Our family of agencies includes Cushman, Ora Andrews, T. Robert Sullivan and Bergeron. We help you compare available insurance options and understand the limits, deductibles and exclusions before making a decision.
Find our teams in Brockton, Halifax, Lakeville, Norton, Attleboro and New Bedford, with T. Robert Sullivan serving clients from its Swampscott mailing location. See office details and hours.
LOCAL PEOPLE. PERSONAL GUIDANCE.
Let’s review it together.
Talk with our team about your priorities, your current coverage and what is changing.